Adverse credit, helpful tips on remortgaging...

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Getting the right mortgage

Over 70% of the UK population have experienced some degree of adverse credit* which has affected their ability to apply for finance or simply consolidate their outgoings to ease cash flow. The net result has been more specialised lenders entering the market to assist homeowners with a range of flexible products that can accommodate most situations.

The Application process

Applying for a remortgage remains virtually the same, the only exception being the vast majority of these lenders are not available through the high street and require the services of a specialist broker to source a product that is best suited to the individuals needs and personal circumstances at the time of application. When we receive an application it is automatically assigned to an adverse credit specialist with the experience and qualifications needed to source and advise you on a range of affordable remortgages that are representative of the whole of market.

• Understanding your credit score...
  
• Mortgage Arrears...
  
• County Court Judgments (CCJ)
  
• Individual Voluntary Arrangement (IVA)
  

The overal cost for comparison is 8.8% APR - The actual rate available will depend your on circumstances at the time of application - Ask for a personalised illustration

Get your free consultation from our appointed adverse specialists: more information

(*source Debt Statistics)