Semi Commercial Property Mortgages

Up to 85% LTV on all Semi Commercial Mortgage propositions in the UK

Semi commercial mortgages usually comprise of a shop frontage with a flat or flats located above the premises or a residential property that has been converted in part to operate a business.

The vast majority of lenders will view semi commercial enquiries as a commercial mortgage proposition regardless of what percentage is governed by the business or residential element and as such will lend up to and subject to status a maximum 85% of the total properties value. These products are ideally suited to people that may live in the residential part and rent the shop frontage or vice versa. Naturally the lender will take into account the monthly rental incomes that the property is achieving and this may vary from lender to lender so it is vital that you discuss this with your broker when sourcing a product that can be tailored to your exact needs.

Our team can help you with any questions you may have and assist you in the process of sourcing a suitable lender for your financing. We specialise in all types of semi commercials ranging from guest houses, owner occupier hotels, large frontage showrooms and luxury apartments located above shops of all descriptions.

For further information please call us or apply online, our team has over 30 years combined experience in connecting you with a panel of specialist lenders who can offer a range of excellent products and rates combined with the knowledge you need to help expand your business.